To put it simply the victims were conditioned to believe that if they paid the amount to Calvin, they would be returned (by Rack) with unusually high interest rates, while Raangee would get a 25% cut as a sort of fee for recruitment. In the FAQ, Rack usually sends a receipt that outlines the amount owed. The money arrives in 7-14 business days due to the security of his bank.

"Most banks typically take between five business days for a transfer, but Rack's bank differs from the standard." Initially, participants whom we spoke with claimed to have received the promised funds from Rack however after a while, communications were sporadic. A lot of victims say they did not receive any money from Rack. They would offer excuses or disregard victims when they tried to get in touch with Rack regarding their money.

"We were supposed to get the money but it didn't happen. We waited for a whole month, but he came up with various excuses like his PayPal is blocked, etc. to pay for the time" another alleged victim claimed on P.TV.

A 20-year-old Aussie who claims he has lost $5,000, and submitted a cybercrime investigation and sent screenshots of the conversations with Raangee to P.TV. The screenshots show Raangee convincing the victim to put down $5,000 and promising him a payout of $2,500. "Ofc obviously anyone is scared to send money out," Raangee says to the victim. "But I'm at a point where I'm used to it and recognize the anxiety of those who are new to the process."

"I know of at least 20-30 victims," a fourth victim aged 20 said on P.TV. "I would say Rack owes at most $300,000. (And that's just the cases I've seen). Many of my friends are also victims." Many victims have shared similar stories. All of them claimed that Rack made use of his bank account and/or PayPal account to avoid the payment.

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