For example, if your credit report has errors that are affecting your score, you is to remove them from your report, you need to compete for these errors.
Payment delay will cause serious damage to your credit score.
To catch up on overdue accounts will be able to turn around your credit score. Pay, or you turn off the serious default such as depreciation and debt collection by settling the account. Until you These balances are paid, it will not be able to get a mortgage.
Your FICO score is the most important determining factor in saving money when you buy a house. You have FICO score is, it is that you borrow will determine the loan-to-value ratio and the proportion of the purchase price. Interest rate you pay on the life of the loan is determined by your score.
http://www.creditreport-free.co.uk
http://articles.pubarticles.com/how-to-free-credit-report-uk-www-creditreport-free-co-uk-1459848168,1625344.html ,
https://medium.com/@reportscredit/free-credit-report-uk-all-in-one-by-www-creditreport-free-co-uk-551cea44da6#.pwukd3yti