[Draper, January 05, 2016] – City Creek Mortgage, home of Utah’s most trusted mortgage planners, offers clients the chance to lower their monthly rates and stabilize monthly payments through an expertly-drafted Refinance Option.

Having been an industry leader for 17 years running, their team has earned the region’s trust and has developed a refinancing process that is most beneficial to all. There are four simple steps to complete the refinancing procedure: pricing the loan, running a credit report, signing the loan application and discussing a rate lock plan.

When the loan is ready to close, the client will have lowered their monthly payment and rate, dropped their mortgage insurance, gotten cash from the said mortgage and paid off their mortgage sooner.

[b]Refinance Options[/b]

City Creek Mortgage has several refinance programs, with their most popular option being the Conventional Refinance, which is available in fixed and adjustable rates. Other excellent choices include the FHA Refinance, which requires minimal paperwork, and the VA Refinance, which is available to active military men, women, veterans, and to surviving spouses.

Other than these three best-selling programs, City Creek Mortgage also provides the following: Jumbo, Rural Housing, Utah Housing, Your Term Mortgage, Reverse Mortgage, Home Path, HARP, HASP, among other options that all aim to lower the client’s monthly payments and rates.

[b]Refinance Benefits[/b]

There are many reasons to consider refinancing, according to City Creek Mortgage. Clients can save thousands over the course of their loan when they refinance and get a lower monthly payment. This way, clients can use the thousands they get to save for other goals.

Those with more than 20% equity on their home can also refinance and drop mortgage insurance for good. Whether a client is looking to make improvements at home or consolidate debt, refinancing is the most strategic step.

[b]About City Creek Mortgage[/b]

City Creek Mortgage is all about making things simpler and easier. They provide innovative tools, invaluable assistance and a clear picture of the client’s possible payments. They exist to help Utah secure the best mortgage program for their unique situations through their smart financing strategies.

For more information about the company’s mortgage programs, visit https://citycreekmortgage.com.