Quality processing requires substantial investments both for setup and maintenance. “Normally it takes at least a year to develop and certificate a processing system,’ says Alexander Mikhailovsky, eComCharge representative.

Not every company can afford such financial and time investments. Moreover, to find qualified developers of processing solutions may also be a challenge. In this case specialized outsourcing companies come to the rescue as they can significantly reduce licensing, maintenance and operational costs and increase profitability of your internet acquiring business.

Simultaneously, it simplifies accompanying technical procedures and administrative matters: acquisition of licenses and certification, partnering with payment systems and banks.

There is no doubt that in-house processing has a number of advantages as it makes it possible to introduce new products and services faster. But if a card processing is not your core business, it might be more effective to focus on the development of specialized services.

Specially for online payment processors, financial institutions, acquiring banks and major online merchants, eComCharge company has developed beGateway, an innovative IT-platform.

This ready-made solution compliant against PCI DSS Level 1 helps to organize an end-to-end cycle of receiving and processing online card payments under the brand name of the client.

Quickness of implementation of the beGateway platform, lack of initial and ongoing development costs allow entering the market and offering e-commerce businesses an opportunity to receive payments via the Internet within a month.

When developing beGateway, we followed the key factors determining comfortability and reliability of cooperation between providers of payment services and a third-party developer of the processing solutions.

First, it is scalability. beGateway is equally suitable for companies with a small number of transactions and connected payment gateways, and for major customers with global requirements.
To enable the PSP development, a processing platform should possess overcapacity and extensibility in the long term.

Secondly, modularity, providing the maximum flexibility of configuration. As the solution is composed of separate independent modules, changes in their configuration will not affect the performance and functionality of the whole platform.

The third factor includes the benefits of cloud solutions:
• provision of the buyer with a complete infrastructure (servers, databases, storage, etc.);
• absence of necessity to get a PCI compliance certificate to use the platform (it has already been certified and tested annually to prove compliance with this standard);
• automatic update of the platform, ensuring continuous improvement and support of the system, introduction of new functionality, compliance with trends and requirements of the and Internet acquiring industry.

beGateway solution is PaaS (Platform-as-a-Service). According to Alexander Mikhailovsky, this model of cloud computing services releases the customers from a number of difficulties. ‘To develop your own processing system from scratch is too long and expensive. To buy a developed system is just very expensive. To rent a processing system in the cloud turns out to be the most effective option which allows you to save time and money on launching your own PSP.’

Along with the technical criteria, effective communication between the PSP and payment solution provider is of importance.

eComCharge company provides expertise not only during the integration and the initial configuration of the system, but also a 24/7 monitoring of its stability, as well as detection and elimination of errors.

It is no exaggeration to say that the right choice of solutions for processing with due consideration of specific character of the company and industry trends determines the further development of your business in the field of online acquiring.

Learn more about beGateway solution on the eComCharge website: http://www.ecomcharge.com/solutions/begateway.html

About the company:
eComCharge - eComCharge is an EU-based, PCI DSS Level 1 certified payment service provider and payment solutions developer. The company cooperates with a range of European banks and online payment systems to provide the EU and CIS merchants with merchant accounts as well as to facilitate safe online payment transactions.