Ride-hailing services such as Uber and Lyft are now a common choice for transportation in Florida, providing a convenient alternative for both tourists and residents. Many tourists visiting Florida depend on these services to discover the attractions in the Sunshine State due to its popularity as a vacation spot. Nevertheless, rideshare drivers, just like all other drivers, may get into accidents, which can create complicated issues when determining fault and pursuing reimbursement. Our skilled rideshare accident attorneys at Ginnis, Krathen, & Zelnick, P.A. are committed to aiding individuals in Fort Lauderdale and nearby regions in handling the complexities of these lawsuits, making sure those at fault are brought to justice.

Do Uber and Lyft possess insurance coverage?

Rideshare services like Uber and Lyft vary from traditional taxi services in terms of driver categorizations, insurance needs, and company obligations. Uber and Lyft drivers, unlike taxi drivers, are classified as independent contractors, not employees. This classification enables the companies to minimize their responsibility in various accidents. This differentiation frequently presents difficulties when attempting to hold Uber or Lyft accountable for damages following a collision.

In the event of a rideshare vehicle accident, the insurance policy in effect is determined by the driver's current status. These are the main situations that dictate which insurance plan will pay for the damages that occur.

When the app is not in use, the driver's personal insurance policy will be the only coverage for any damages. The rideshare company does not intervene in these situations.

App is active, but no passenger: If the driver is using the app and waiting for passengers, Uber or Lyft's insurance might cover property damage and injuries, but with some restrictions.

Driver with a Passenger: When the driver is in the process of carrying a passenger or on the way to pick one up, Uber and Lyft's insurance coverage is extended to offer enhanced protection.

It is important to understand that Florida functions under a no-fault insurance system, requiring drivers to first utilize their Personal Injury Protection (PIP) benefits for compensation, regardless of fault in the accident.

Steps to Take Following a Collision

Rideshare accidents may happen due to different causes, such as driving too fast to finish more rides or being distracted by navigation apps. In case you get injured in a rideshare accident, it is essential to follow the correct procedures to help your case.

If injuries appear minor, it is important to call 911 and seek medical attention for a thorough evaluation and documentation, even though it may seem unnecessary. The police report may also function as important evidence.

Record the Scene: Collect as many details as you can, such as images of the cars and the crash site, witness information, and the driver's ridesharing information.

Get advice from an attorney: It can be challenging to navigate rideshare accident cases, especially with major companies such as Uber or Lyft. An experienced attorney can assist in safeguarding your rights and dealing with insurance companies during negotiations.

Ways in which we can offer assistance

Handling the consequences of a rideshare accident can be daunting, especially when confronted with physical and emotional hurdles. Our attorneys at Ginnis, Krathen, & Zelnick, P.A. offer thorough assistance in gathering evidence, determining responsible parties, handling communication with insurance firms, and guaranteeing accurate and timely submission of claims. With our wealth of experience and history of successful outcomes, we are dedicated to assisting you in obtaining the compensation that you are entitled to. Get in touch with us today to discover how we can assist you during this challenging period and support your top priorities.