Calgary, AB – In an increasingly globalized world, families are spread across borders, and Super Visa Insurance has become an essential tool for Canadian residents wishing to reunite with their parents and grandparents. But what happens when a Super Visa application is denied or travel is unexpectedly delayed? Punjab Insurance Inc., under the guidance of trusted insurance advisor Gurinder Chahal, wants to assure families that getting a refund on Super Visa Insurance is not only possible—it’s a straightforward process when handled properly.

Super Visa Insurance is a mandatory requirement for visitors under the Super Visa program. It provides essential health coverage for parents and grandparents of Canadian citizens or permanent residents, ensuring they’re protected in case of a medical emergency during their stay. But with the uncertainty of visa approvals and evolving travel regulations, families often face unexpected hurdles.

Gurinder Chahal of Punjab Insurance Inc. explains, “Many people invest in Super Visa Insurance in advance as part of their visa application. However, if the visa is refused or the travel is delayed beyond expectations, the insurance might no longer be required. Thankfully, we offer full or partial refunds, depending on the circumstances.”

Eligibility for Refunds
Visa Denial: If the Super Visa application is rejected, policyholders are typically eligible for a full refund—provided they have not yet traveled to Canada and no claims have been made on the policy.

Delayed Travel Plans: In situations where travel is delayed, the insurance can often be canceled or the policy start date adjusted. Again, this depends on the condition that no claims have been initiated.

Early Return or Shortened Stay: For those who leave Canada earlier than planned, a pro-rated refund may be available for the unused portion of the insurance, subject to policy terms and administrative fees.

Documentation Required
To process a refund, policyholders generally need to provide:

A written request for cancellation or refund.

Proof of visa refusal (if applicable).

Confirmation of non-entry into Canada or early departure (if applicable).

A copy of the insurance policy.

Timeframe for Refunds
Most refunds are processed within 2–4 weeks after all necessary documentation has been submitted. At Punjab Insurance, the team works diligently to ensure timely and hassle-free processing.

“Peace of mind should not come with financial stress,” adds Chahal. “That’s why we strive to keep our refund process transparent and client-friendly. We understand that life happens, and we’re here to help every step of the way.”

Why Choose Punjab Insurance Inc.?
Experienced Advisors: Led by Gurinder Chahal, our team has years of experience in handling Super Visa Insurance cases with care and professionalism.

Flexible Policies: We work with multiple insurance providers to offer policies that suit different budgets and medical needs.

Client-Focused Support: We assist clients not just in purchasing insurance, but also through the claims and refund process if the need arises.

Whether you’re planning ahead or need support navigating changes in your travel plans, Punjab Insurance is here to help.


Ready to secure Super Visa Insurance for your loved ones? Contact Gurinder Chahal with Punjab Insurance today to speak with one of our knowledgeable insurance advisors.

Supervisa Insurance
1129-3730 108 Ave NE, Calgary, AB T3N1V9
[email protected]
587-707-7000