If your parents or grandparents are planning to visit you in Canada under the Super Visa program, one crucial requirement is purchasing Super Visa Insurance. But with so many options out there, how do you know which plan is right for you? At Punjab Insurance Inc, we simplify the process for families across Canada. Here’s a list of the top 10 things you need to know before buying Super Visa Insurance to avoid costly mistakes and ensure peace of mind.

1. Minimum Coverage Requirements
The Canadian government mandates that Super Visa Insurance must offer a minimum coverage of $100,000. This includes coverage for health care, hospitalization, and repatriation. Make sure your policy meets this threshold — anything less will not be accepted.

2. Policy Must Be Valid for At Least One Year
The Super Visa allows visitors to stay in Canada for up to two years per visit, but the insurance must cover a minimum of one year from the date of entry. Even if your loved ones plan to stay for a few months, this is a non-negotiable rule.


3. Full Refund Options Are Available
Not many people know this, but most insurance providers offer refunds if the Super Visa is denied or if the visitor returns home early. Punjab Insurance Inc ensures you’re aware of refund policies to keep your investment safe.

4. Deductible Affects Premiums
A higher deductible can lower your premium cost, but it also means paying more out-of-pocket during a medical emergency. Discussing your family’s health history and financial comfort can help you decide on the best deductible.

5. Pre-Existing Conditions Must Be Declared
Insurance for visitors with pre-existing medical conditions is available, but it comes at a higher premium. Full disclosure is critical — undisclosed conditions can result in claim denial. Our advisors at Punjab Insurance Inc can help you find a suitable plan that covers existing health issues.

6. Choose Canadian Insurance Providers
Super Visa Insurance must be issued by a Canadian insurance provider. Policies purchased from abroad will not be accepted for Super Visa approval. Working with trusted names in Canada like Punjab Insurance Inc ensures compliance and legitimacy.


7. Compare Multiple Quotes
Don’t settle for the first policy you come across. Comparing plans from multiple insurers can help you find the best balance between coverage and cost. We offer free quotes from the top Super Visa insurance companies across Canada.

8. Understand the Claim Process
Every policy comes with its own terms for filing claims. Knowing how and where to submit claims — and how long it takes for reimbursement — is essential. At Punjab Insurance Inc, we walk you through the entire claim process for a stress-free experience.

9. Buy Insurance Before Arrival in Canada
Super Visa Insurance must be purchased before the visitor arrives in Canada. In fact, proof of insurance is required at the time of applying for the visa. Don’t delay — buying early also gives you more flexibility in choosing a policy.


10. Work with Licensed Insurance Advisors
Finally, navigating Super Visa Insurance on your own can be confusing. Working with a licensed advisor like those at Punjab Insurance Inc ensures you get expert recommendations, honest guidance, and full support throughout the application process.

Conclusion
Buying Super Visa Insurance in Canada doesn’t have to be complicated. By keeping these 10 essential points in mind, you can make a confident and informed decision. Whether you’re in Calgary, Edmonton, Brampton, or anywhere in Canada, Punjab Insurance Inc is here to help you choose the best Super Visa Insurance plan that meets all requirements and protects your loved ones.

Need Help Choosing the Right Plan?
Contact Gurinder Chahal at Punjab Insurance Inc today for a no-obligation consultation and quote. We’re just a call away to provide expert advice and personalized support!