[San Diego, September 26, 2016] – Mortgage San Diego offers 100% financing, assisting low to moderate income borrowers in getting a home faster and easier. Their team gives access to several housing programs that offer zero down payment options, saving prospective homeowners thousands of dollars.

100% Financing Program

Mortgage San Diego’s 100% financing program is primarily designed to assist low to moderate income borrowers. To do this, the mortgage company waives the biggest hurdle to home ownership — the down payment.

Their 100% financing means that prospective homeowners qualifying for a loan will be paying zero down payments, allowing them to get a home faster and easier than expected. Apart from zero down payment, the 100% financing program also has lower interest rates and lower monthly payments.

Their VA Loans and USDA Loans are two of the more popular mortgage options that boast zero down payment. They explain that these two do not require any mortgage insurance, saving prospective homeowners hundreds of dollars a month compared to other loans. As these loans are insured by the government, the rules and guidelines are also less stringent.

Housing Grants from Mortgage San Diego

Mortgage San Diego notes that while home ownership remains the ultimate American dream, it becomes an increasingly difficult dream to achieve due to steadily increasing home prices. The mortgage company offers a selection of housing grants in San Diego, allowing homeowners to get a real opportunity to purchase a place they can call home.

Currently, there are over 25 grants available to both first-time and repeat home buyers. These housing programs will help prospective homeowners find the necessary mortgage assistance for the down payment. They add that these programs do not require any repayments, and the grant money itself can be used for closing costs and down payment.

About Mortgage San Diego

Mortgage San Diego is a trusted mortgage company in San Diego that has over 15 years of experience dealing with mortgages and finding the appropriate loan program that fits their client’s needs. They specialize in 100% financing, housing grants, as well as loan programs that boast zero down payment.

For more information on their loan programs, visit http://mortgage-san-diego.com.