Risk can come out of nowhere in the form of mishaps, health emergencies, cyber threats and others. Businesses and families alike face a challenge. BHS Insurance steps in with clarity, structure, and plain sense, offering protection that makes it easier to keep moving forward without flinching at every “what if.”
Introducing BH Insurance
Since 1939, BHS Insurance has been the steady hand in the storm, offering services across personal, commercial, and employee benefit sectors. They provide everything from homeowners and auto insurance to cyber liability, workers' compensation, and group health plans. Their approach is rooted in real-world awareness—how coverage works, what matters most, and what helps clients sleep better at night.
Independently owned and operated, BHS has the flexibility to work with multiple carriers, which means their clients get real options—not one-size-fits-all packages. Their team of advisors, risk managers, and benefits specialists work hands-on with clients to reduce exposure, control costs, and avoid insurance chaos down the road.
Personal Insurance
When it comes to personal insurance, BHS handles auto, homes, life insurance and more. Each policy is shaped to actually function when needed, not just fill a filing cabinet. Whether it’s preparing for a new driver in the family or making sure your retirement years are insured properly, their advisors cut through the fluff.
For Businesses
When it comes to businesses, BHS becomes an extension of the internal team. They help manage everything from commercial property to fleet coverage, employment practices liability, and even contractor-specific solutions. Their clients include construction companies, nonprofits, manufacturers, retailers, and professional services. With every industry, the emphasis is on identifying weak points, strengthening what works, and avoiding the cookie-cutter trap.
Employee Benefits
BHS Insurance also has a dedicated team for employee benefits. They handle benefit administration, compliance support, plan education, and strategic planning. There’s no “set it and forget it” model here. This is ongoing guidance that adapts as workplace needs evolve.
Cyber Insurance and Tech Risk
BHS Insurance is also forward-thinking in tech risk and cyber insurance, protecting companies against ransomware, data breaches, and liability that arises in an always-online world. They don’t oversell. They explain the risk, and they recommend smart, clean solutions that make sense for each client.
Fiduciary Compliance
BHS helps employers understand and meet their legal responsibilities. Through their Fiduciary Fitness Program, they review governance processes, assess risk, and ensure ongoing plan oversight. Clients receive access to a digital Fiduciary Briefcase, a centralized tool to manage compliance documentation and due diligence.
Investment Analysis
BHS conducts in-depth evaluations of investment options within retirement plans. Their advisors assess fund performance, risk, and costs—recommending lineups that align with the organization’s goals and employee needs. The goal is clear: create a plan that performs well and stays compliant.
To check out how they can help you, visit https://bhsins.com/
About BHS Insurance
BHS Insurance is a Michigan-based independent agency offering personal, business, and employee benefits coverage. Known for personalized service, they deliver innovative, purpose-driven insurance solutions with a strong community focus.