Dealing with debt can feel overwhelming, especially when you're unsure where to turn for help. If you’re struggling to make repayments or keep up with monthly bills, a free debt management plan (DMP) could be the lifeline you need.

At Step Away Debt, we're committed to helping people across the UK find trusted, free solutions to manage and clear their debts — without charging you a penny.
What is a Debt Management Plan (DMP)?
A Debt Management Plan is an informal agreement between you and your creditors that allows you to repay your unsecured debts at a more manageable rate. It’s designed to reduce your monthly payments, giving you the breathing space to regain control over your finances.
Why Choose a Free DMP?
Many companies charge fees for setting up and managing a debt plan. But why pay, when there are reliable organisations that offer the same service for free?
Choosing a free debt management plan means:
No setup or monthly fees


Lower and more affordable payments


Freeze or reduce interest and charges


One simple monthly payment


Professional support and guidance


Who Offers Free Debt Management Plans?
Some trusted UK organisations offering completely free DMPs include:
StepChange Debt Charity


PayPlan


Christians Against Poverty (CAP)


These charities are regulated and offer impartial advice based on your situation. At Step Away Debt, we can help connect you to the most appropriate free DMP provider based on your financial needs.
Is a Free DMP Right for You?
A free DMP could be right for you if:
You're struggling to keep up with unsecured debts (like credit cards, loans, or store cards)


You have a regular income


You want to avoid bankruptcy or formal insolvency solutions


If you're not sure what option fits you best, our team can provide a free, no-obligation debt assessment.
Take the First Step Toward a Debt-Free Life

You don’t have to face debt alone. A free debt management plan can help you take control, reduce stress, and work toward a debt-free future — all without extra financial burden.
Step Away Debt is here to guide you, support you, and connect you with the best free solutions available in the UK.

For more information visit our website: https://stepawaydebt.com/